Hey friends Cristina Geiger here, Owner/Broker of The Key Team Real Estate, the leader in selling homes in Brighton, Colorado. Let’s talk about a hot topic I get asked all the time: Can you still get $600K–$800K (or more) for a home in Brighton? And just as importantly are there buyers out there willing (and able) to pay it?
Spoiler alert: Yes with the right home, pricing, presentation, and marketing, you absolutely can. And there are buyers ready to act. Let’s break it down.
What Might a Mortgage Payment Look Like?
Let’s run through a ballpark to help your clients visualize.
Assumptions:
Home price: $700,000 (midpoint of the range)
Down payment: 20% (i.e. $140,000) → Loan amount $560,000
Interest rate: ~6.30% (a realistic 30-year fixed rate in Colorado today)
Term: 30 years
Property taxes, homeowner’s insurance, HOA, and maintenance not included in this estimate
Using those numbers, the monthly principal + interest would be approximately:
$3,433 / month
Here’s how I got that:
𝑃=560,000×𝑟(1+𝑟)𝑛(1+𝑟)𝑛−1P=500×(1+r)n−1r(1+r)n, where 𝑟=0.0630/
12r=0.0630/12 (monthly rate)𝑛=360n=360 months (thanks chat gpt for running the numbers)
To that, you’d add property taxes (say ~0.8–1.2% annually) and homeowner’s insurance, which might tack on another few hundred or more per month depending on the home. So all-in, you might be looking at $3,700–$4,200+ / month depending on those extras.
For buyers capable of that payment (or slightly above), a well-executed home in that range remains within reach — especially if they have the down payment or equity, and their debt-to-income ratios allow it.
Bottom Line — Your Home Can Be Worth $600K–$800K (or More) — And There Are Buyers Who’ll Pay
Yes — you’re above the average home value in Brighton — but that’s okay. You don’t need to be average, you need to be exceptional. If you deliver an upgraded, well-presented, well-marketed product, you absolutely have a shot at commanding that premium.
And for buyers: when you walk through and feel the quality, amenities, layout, upgrades, and location, the payment often starts to feel justified.
If you’re considering listing (or upgrading to hit that tier), I’d be thrilled to chat with you — I love turning the “what-if” into “sold for top dollar.”